Title Loans in Gainesville FL Help When You Need Cash Now
If a sudden expense or a bunch of unpaid bills has left you worried, then title loans in Gainesville FL are a fantastic solution to your financial woes. Unlike other loans that are contingent on making enough money and having a good credit score, title loans are only based on your car. And there’s no restriction on how you use your title loan, either, meaning you could put the money towards just about any expense you want. To top it all off, a car title loan is something you could get today.
The Online Application Process for Title Loans in Gainesville FL
Looking for online title loans Jacksonville? Then you’re in luck, because we put together a quick, easy online application that you can fill out in well under a minute with some basic information. Here’s what you’ll need to enter about your car:
- Year
- Manufacturer
- Model
- Trim
- Mileage (approximate)
To finish off the app, you just need to enter the following personal info:
- Name
- Phone number
- ZIP code
When we have that, we can figure out your vehicle title loan estimate, giving you the lowdown on how much you could borrow, as long as your car’s still in good shape. A loan rep of ours will also be in touch to explain more about title loans in Gainesville FL and get you in touch with your lender.
The Importance of Your Car Title
Even though the value of your car is what determines the amount someone can borrow with title loans in Gainesville FL, the car title is also an important part of the puzzle. That’s because the lender keeps it during the term of your car title loan. They give it back when your loan’s fully repaid. Fortunately, you keep your car while you’re paying for your title loan, giving you the freedom to drive wherever you need.
Now, your car title does need to have your name on it and your name alone. If there’s a co-owner on the car, they would need to come with you to get the title loan.
You may be wondering what you can do if you don’t currently have your car title because it was lost or stolen. Since the car title is a requirement on a vehicle title loan, you would need to get it replaced. The good news is that this is easy enough to do through the DMV, either by calling, visiting or going online.
What Makes Title Loans Different from the Rest
With all the loans out there, you may be wondering what’s special about title loans. Compared to more traditional loan options, car title loans have a huge edge in terms of speed and convenience. For a typical loan at a bank, you would need to bring in documents verifying your financial situation, including your income and debts. You would need to authorize them to run your credit. And it could take days or even longer than a week for your application to process.
For a title loan, all you need is your car, its title and your ID. The entire application process may not even take one hour, and you get your money then and there. While this is also true with some other fast loans, such as payday loans, those loans also tend to have shorter terms of just two weeks and lower interest rates.