Title Loans in Jacksonville Beach, Florida
In Jacksonville Beach, Florida, you can enjoy the waves of the Atlantic Ocean, experience awesome fishing, or go to a fun water park. The area is full of exciting things to do. Unfortunately, some people in and around Jacksonville Beach are in a financial jam. One of the ways to eliminate this financial woe is to obtain title loans Jacksonville Beach. Title loans are a way to get money in which you bring in your vehicle and use it as collateral. If you have a car title that is free of any liens, you will qualify title loans Jacksonville. At White Gull Financial, we offer car title loans that will allow you to have money in your bank account very quickly. With these loans, you are using your car as collateral, so approvals are not based on your credit score. We will work hard to get you as much cash as possible with payments that work with your budget. The entire process is fast and convenient, and you can get approved within minutes. You can get a free quote quickly with no obligation.
How to Apply for Title Loans Jacksonville Beach
Most of the application process for White Gull Financial can be done completely online. You can start the process on your own time at a place that is convenient for you. You simply go on our website and begin the process. The application is easy. It will ask you information about your vehicle such as the year, make, and mileage. You will also need to provide your name, a valid phone number, address and zip code. Your email address will also be wanted. You need to make sure all of this information is accurate. After you submit the application, you will be presented with a free quote on how much we can offer you. You will then receive a phone call from one of our representatives. Our staff will contact you at a time that is convenient for you.
Title Loans Jacksonville Beach Legal Regulations
In Florida, the law requires that all title loan lenders be licensed by the state. The state also puts a maximum on the interest rate that can be charged annually. Title loans can be extended if both the lender and the borrower agrees to the terms. Florida law requires that the application includes the borrower’s name and address. The agreement for your title loan must be made in writing. The agreement must include the make, model, and year of the titled property as well as the VIN number, the amount financed, and the maturity date. It also should be clear about the annual percentage rate, and it should include the name and address of the lender. If you do not make payments and your vehicle is getting repossessed, the lender is required to provide you with the opportunity to voluntarily surrender your vehicle.
Benefits of Car Title Loans
Title loans in Jacksonville Beach has numerous advantages. Some of these advantages include:
- Bad credit ok. Credit checks are not conducted, so your less than perfect credit cannot prevent you from getting a title loan.
- Access to quick cash. The money can be in your bank account before the day is complete.
- You get to drive your vehicle. While you are repaying the loan, you are still able to drive your car.
Car title loans can be the temporary solution to your money problems. Even though the typical loan term is less than 30 days, White Gull Financial will work with you to come up with a payment plan that is right for you.